What DebtDecoded is. DebtDecoded, published by CLEARDEAL LLC, sells and gives away consumer-rights education: checkers, worksheets, letter parts, and state-rule tables about debt collection in the United States. DebtDecoded is not a law firm. Nothing on this site or in the kit is legal advice, and using this site creates no attorney-client relationship with anyone.
What DebtDecoded never does. We do not contact collectors, creditors, courts, or credit bureaus on your behalf. We do not negotiate, manage, or handle anyone's debts or money. We do not file documents for you. Letters and worksheets are built in your browser from your answers; you review and send them yourself.
Accuracy. State rules and deadlines are published with their citations and a checked-on date, and cells that rest on secondary sources are flagged as such. Statutes and court rules change; verify any figure against the official source or a licensed attorney before relying on it in a live matter with a deadline.
The kit. The kit is a one-time purchase delivered as a web page. It is licensed for your personal use. Purchase does not create any certification, qualification, or professional credential.
Liability. To the extent permitted by law, CLEARDEAL LLC is not liable for outcomes in any collection matter, lawsuit, or financial decision. Deadlines in legal matters are unforgiving — when a deadline matters, confirm it with the court or counsel.
Contact. help@doogex.com