/* DebtDecoded — "docket & stamp" identity.
   A case-file aesthetic: cool file paper, docket indigo, mono docket labels
   (CASE / STAGE / CLOCK), stamp verdicts. No images. Distinct from DealerSteps
   (plate yellow), IRMAA (teal/copper), UI Overpayment (navy/amber). */
:root{
  --ink:#222634; --ink2:#2b2f40; --paper:#f2f0e9; --card:#fffef9;
  --accent:#413c96; --accent-deep:#2f2b6e; --accent-soft:#e8e6f6; --accent-pale:#c7c2ee;
  --stamp:#a92c22; --stamp-soft:#f9e9e5;
  --green:#1c7245; --green-soft:#e3f1e8;
  --amber-soft:#faf0d0; --amber-line:#b3861c; --amber-text:#6d5200;
  --text:#262a33; --muted:#5b5f69; --line:#d7d3c4; --line-dark:#464b5c;
  --mono:ui-monospace,"SF Mono","Cascadia Mono",Menlo,Consolas,monospace;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:auto}
body{margin:0;font-family:var(--sans);color:var(--text);background:var(--paper);line-height:1.6;font-size:17px}
a{color:var(--accent-deep)}
a:hover{color:var(--ink)}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}
h1,h2,h3{color:var(--ink);line-height:1.15;margin:0 0 .5em}
h1{font-size:2.3rem;font-weight:800;letter-spacing:.01em;text-transform:uppercase}
h2{font-size:1.5rem;font-weight:800;text-transform:uppercase;letter-spacing:.02em;margin-top:1.6em}
h3{font-size:1.12rem;font-weight:700}
p{margin:0 0 1em}
.small{font-size:.88rem;color:var(--muted)}
.mono{font-family:var(--mono)}
.docket{font-family:var(--mono);font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-deep);font-weight:700}
section{padding:44px 0}
section.tight{padding:26px 0}
section.dark{background:var(--ink);color:#e8e6da}
section.dark h1,section.dark h2,section.dark h3{color:#fff}
section.dark p{color:#cfcaba}
section.dark a{color:var(--accent-pale)}
section.band{background:#eae7db;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* header — scrolls away, never sticky (house rule) */
header.site{background:var(--ink);padding:14px 0}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none}
.file-mark{display:inline-block;background:var(--accent);color:#fff;font-family:var(--mono);font-weight:700;
  border:2px solid #10121c;border-radius:6px 12px 6px 6px;padding:3px 9px;letter-spacing:.14em;font-size:.95rem;
  box-shadow:inset 0 0 0 2px var(--accent),inset 0 0 0 3.5px rgba(16,18,28,.5)}
.logo b{color:#fff;font-size:1.22rem;letter-spacing:.03em;text-transform:none}
header.site .logo .wm-a{color:var(--paper)}
header.site .logo .wm-b{color:var(--accent-pale)}
nav.main{display:flex;gap:20px;flex-wrap:wrap}
nav.main a{color:#d8d4c8;text-decoration:none;font-size:.95rem;font-weight:600}
nav.main a:hover{color:var(--accent-pale)}

/* hero */
.tagline{font-family:var(--mono);letter-spacing:.22em;text-transform:uppercase;color:var(--accent-pale);font-size:.82rem;font-weight:700;margin:0 0 14px}
.hero p.lede{font-size:1.18rem;max-width:46em}
.stamp{display:inline-block;font-family:var(--mono);font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  border:2.5px solid currentColor;border-radius:6px;padding:5px 13px;transform:rotate(-1.6deg);font-size:.95rem}
.stamp.green{color:var(--green)} .stamp.red{color:var(--stamp)} .stamp.indigo{color:var(--accent)}

/* journey map */
.journey{display:grid;grid-template-columns:repeat(auto-fit,minmax(128px,1fr));gap:10px;margin:18px 0 6px}
.jstep{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:10px;padding:12px 13px}
.jstep .n{font-family:var(--mono);font-size:.72rem;letter-spacing:.16em;color:var(--accent-deep);font-weight:700}
.jstep b{display:block;color:var(--ink);font-size:.98rem;margin:3px 0 2px}
.jstep span{font-size:.84rem;color:var(--muted)}
.jstep.hot{border-top-color:var(--stamp);background:var(--stamp-soft)}

/* components on light background */
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px 24px;margin:0 0 18px}
.tool{background:var(--card);border:1.5px solid var(--ink);border-radius:14px;padding:26px;margin:0 0 22px;
  box-shadow:6px 6px 0 rgba(34,38,52,.10)}
.tool h2,.tool h3{margin-top:0}
.notice{background:var(--accent-soft);border:1px solid #c3bee6;border-left:6px solid var(--accent);border-radius:8px;padding:16px 20px;margin:0 0 18px}
.notice.alarm{background:var(--stamp-soft);border-color:#e3b3aa;border-left-color:var(--stamp)}
.result{border-radius:12px;padding:22px 24px;margin:18px 0 6px;border:1.5px solid var(--line);background:#fff}
.result.ok{background:var(--green-soft);border-color:var(--green)}
.result.over{background:var(--stamp-soft);border-color:var(--stamp)}
.result.warn{background:var(--amber-soft);border-color:var(--amber-line)}
.result h3{margin-top:0}
.result .clockline{font-family:var(--mono);font-size:.92rem;background:rgba(255,255,255,.65);border:1px dashed var(--line-dark);
  border-radius:8px;padding:10px 14px;margin:10px 0}
.lock-panel{background:var(--ink2);border:1px solid var(--line-dark);border-top:5px solid var(--accent);border-radius:12px;padding:24px 26px;margin:22px 0}
section .lock-panel h3,section .lock-panel p,section .lock-panel li{color:#e9e6d8}
.lock-panel h3{color:#fff;margin-top:0}
.lock-panel ul{margin:.4em 0 1em;padding-left:1.2em}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:0 0 10px}
.faq summary{font-weight:700;cursor:pointer;color:var(--ink)}
.faq details p{margin:.6em 0 .2em}
.tablewrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 20px;border:1px solid var(--line);border-radius:10px;background:var(--card)}
table{border-collapse:collapse;width:100%;min-width:620px;font-size:.95rem}
th,td{padding:10px 13px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#eae7db;font-family:var(--mono);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink)}
tr:last-child td{border-bottom:none}
td.num,th.num{text-align:right;font-family:var(--mono)}
.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:800;text-decoration:none;
  padding:13px 26px;border-radius:9px;border:2px solid var(--ink);font-size:1.02rem;letter-spacing:.02em;cursor:pointer;font-family:var(--sans)}
.btn:hover{background:var(--accent-deep);color:#fff}
.btn.paper{background:#f2ecd9;color:var(--ink)}
.btn.paper:hover{background:#fff8e2;color:var(--ink)}
.btn.ghost{background:transparent;color:inherit;border-color:currentColor}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.grid3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:18px}
.field{margin:0 0 16px}
.field label{display:block;font-weight:700;margin:0 0 6px;color:var(--ink)}
.field select,.field input,.field textarea{width:100%;padding:12px;font-size:16px;border:1.5px solid #b3ae9c;border-radius:8px;background:#fff;font-family:var(--sans)}
.field .hint{font-size:.84rem;color:var(--muted);margin-top:4px}
.pills{display:flex;flex-wrap:wrap;gap:8px}
.pills label{display:inline-flex;align-items:center;gap:7px;border:1.5px solid #b3ae9c;border-radius:999px;
  padding:8px 14px;font-weight:600;font-size:.95rem;cursor:pointer;background:#fff;color:var(--text)}
.pills input{accent-color:var(--accent);width:17px;height:17px;margin:0}
.verdict-line{display:flex;gap:14px;align-items:flex-start;flex-wrap:wrap}
.cite{font-size:.85rem;color:var(--muted);border-top:1px dashed var(--line);padding-top:10px;margin-top:14px}
.cite a{color:var(--accent-deep);overflow-wrap:anywhere}
ul.tight li{margin-bottom:.35em}
.kitbox{background:var(--card);border:1.5px solid var(--ink);border-radius:14px;padding:26px}
.kitbox h2{margin-top:0}
.letterbox{background:#fff;border:1.5px solid var(--ink);border-radius:10px;padding:22px 24px;margin:14px 0;
  font-family:var(--mono);font-size:.92rem;white-space:pre-wrap;overflow-wrap:anywhere;line-height:1.55}
.routecard{border-left:6px solid var(--green)}
.flag{display:inline-block;font-family:var(--mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;
  border:1.5px solid var(--amber-line);color:var(--amber-text);background:var(--amber-soft);border-radius:5px;padding:2px 8px;font-weight:700}

/* light components inside DARK sections — scoped rules computed to WIN the cascade.
   Base dark-section rules are `section.dark h3` / `section.dark p` = specificity 0,1,2.
   Every rule below is 0,2,2 or higher (section + .dark + component class + element). */
section.dark .card{background:var(--card)}
section.dark .card h3{color:var(--ink)}
section.dark .card p,section.dark .card li{color:var(--text)}
section.dark .tool{background:var(--card)}
section.dark .tool h3{color:var(--ink)}
section.dark .tool p,section.dark .tool li,section.dark .tool label{color:var(--text)}
section.dark .notice h3{color:var(--ink)}
section.dark .notice p,section.dark .notice li{color:var(--text)}
section.dark .result h3{color:var(--ink)}
section.dark .result p,section.dark .result li{color:var(--text)}
section.dark .faq details{background:var(--card)}
section.dark .faq summary{color:var(--ink)}
section.dark .faq p{color:var(--text)}
section.dark .tablewrap{background:var(--card)}
section.dark .tablewrap th{color:var(--ink)}
section.dark .tablewrap td{color:var(--text)}
section.dark .field label{color:var(--ink)}
section.dark .lock-panel{background:var(--ink2)}
section.dark .lock-panel h3{color:#fff}
section.dark .lock-panel p,section.dark .lock-panel li{color:#e9e6d8}
section.dark .lock-panel .small{color:#b6b2a2}
section.dark .jstep{background:var(--card)}
section.dark .jstep b{color:var(--ink)}
section.dark .jstep span{color:var(--muted)}

/* buttons + hero eyebrow inside DARK sections — the generic dark-section link rule
   `section.dark a` = 0,1,2 BEATS `.btn` = 0,1,0 and `.tagline` = 0,1,0
   (DealerSteps 2026-10-18: label painted its own background color, 1.00:1).
   Rules below are 0,2,1 / 0,3,1 — computed to WIN.
   Label pairs: #fff on --accent #413c96 ≈ 8.6:1; ink on #f2ecd9 ≈ 12.9:1;
   #e8e6da on --ink (ghost inherits section text via border, label set explicitly). */
section.dark .btn{color:#fff}
section.dark .btn.paper{color:var(--ink)}
section.dark .btn.ghost{color:#e8e6da}
section .lock-panel .btn{color:#fff}
section.dark .tagline{color:var(--accent-pale)}

/* footer */
footer.site{background:var(--ink);color:#b6b2a2;padding:38px 0 30px;margin-top:0}
footer.site a{color:#e9e6d8}
footer.site .cols{display:flex;gap:34px;flex-wrap:wrap}
footer.site h4{color:#fff;margin:0 0 10px;font-size:.95rem;text-transform:uppercase;letter-spacing:.08em}
footer.site h4.wm-h{text-transform:none;letter-spacing:.03em}
footer.site .wm-a{color:var(--paper)}
footer.site .wm-b{color:var(--accent-pale)}
footer.site ul{list-style:none;margin:0;padding:0}
footer.site li{margin:0 0 7px}
footer.site .fine{border-top:1px solid var(--line-dark);margin-top:26px;padding-top:16px;font-size:.85rem}

@media (max-width:720px){
  body{font-size:16px}
  h1{font-size:1.65rem}
  h2{font-size:1.28rem}
  .grid,.grid3{grid-template-columns:1fr}
  section{padding:32px 0}
  .tool,.kitbox{padding:20px}
  table{min-width:540px}
  .row-stack td{display:block;width:100%}
}
@media print{
  header.site,footer.site,.btn,.noprint{display:none}
  body{background:#fff}
  .letterbox{border:none;padding:0}
}